

Vintage Cars - Cars manufactured prior to 31.12.40 and duly certified by the Vintage and Classic Cars Club of India :Ī discount of 25% on the OD rates is available.

Claims arising when the vehicle is driven by a person without valid driving licenceĭiscounts The following are the discounts available on the premium payable.Consequentail loss Depreciation Wear and tear mechanical or electrical break down.Claims arising when the vehicle is driven by a person without valid driving license.Claims arising whilst the vehicle is used in contravention of the limitations as to use.Claims arising outside the geographical area specified in the policy.Damage suffered due to driving the vehicle under the influence of intoxicating liquor or drugs.Consequential loss Depreciation Wear and tear mechanical or electrical break down.War perils nuclear perils and drunken driving.In case of death of an Insured person entitled to indemnity for a liability incurred under this policy his legal representative will be indemnified in place of insured if he observed all conditions as the insured himself.All costs and expenses incurred with company's written consent.Claimant's cost as decided by the court.The insured's legal liability for death / disability of third party.The following are payable under Section II of the Package Policy subject to the limit of liability laid down in the Motor Vehicles Act : Personal accident cover for the owner driver for a specified sum insured.Liability to third parties bodily injury and or death and property damage.Package Policy - Section II Section II ((Liability) of Package Policy : The cost of reasonable repairs immediately necessary subject to the limit provided for.If the vehicle is disabled in an accident cover is provided for the reasonable cost of the following : This is applicable only to Commercial Vehicles.

can be covered on payment of additional premium.
